I toured a house yesterday that the bank had foreclosed. The owner in-protest took all the copper, the air conditioner, the appliances, the water heater, the fixtures and some electrical items. The toilet and sink were even removed out of one of the bathrooms.
From what I understand, it is very difficult for a bank to actually evict a person from the home. The process may take months while the tenant is still allowed to live in the house, mortgage free. I think banks should be allowed to foreclose more swiftly in order to protect their only asset.